The funding method is where your financial responsibility and absence come together
The benefits at a glance
UWV: little responsibility and influence in the case of reintegration
UWV: convenience but at a risk of a higher cost of absence
Risk-bearer: greater control and a lower cost of absence
Risk-bearer: responsible and actively involved in reintegration
The cost of absence and occupational incapacity
Appropriate funding of the Return to Work (Partially Disabled Persons) Scheme and risks under the Sickness Benefits Act [Ziektewet] can contribute to the continuity and flexibility of your organisation. In your capacity as an employer you will bear the financial responsibility for the first two years of absence (Sickness Benefits Act) and then a WGA benefit for no more than 10 years (a risk of 12 years). This applies to both your permanent, former and flexible staff irrespective of your choice of funding. The Sickness Benefits Act and WGA may be financed in two ways, through the UWV or by assuming the risks oneself. Our consultants can help you make an appropriate financial decision, one which is commensurate with the situation prevailing in your business, and your preferences and requirements.
Choose the funding method which is appropriate for your business
Your funding choice will not only determine the responsibility which you will bear but also the degree to which you can exercise any control over your 12-year risk. If you opt for insurance through the UWV, the latter will be responsible (financially and otherwise) for the reintegration of your sick employees. You yourself will be able to exercise little control over the reintegration process. Should you opt for risk-bearer status, you would control reintegration yourself. As a result it is possible for you to assist and reintegrate your sick staff more actively. In this way you will retain control yourself and be able to influence absence and its cost.
Our consultants are happy to explain to you the financial and organisational implications of your funding decision in relation to your risks under the Sickness Benefits Act and the WGA.
Attention for your personal situation
Your personal consultant is ready for you